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WE DO NOT SELL INSURANCE
WE ARE RISK MANAGEMENT CONSULTANTS
Our extensive Risk Management and Insurance background provides significant value for our clients who gain the benefit of an independent expert consultant in all facets of Risk Management and Insurance.
Acting as Risk Manager, on an out-source basis, we assist in orchestrating and overseeing our clients’ Risk Management and Insurance needs. References from our present client base are available.
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The services we provide are vital to every company requiring sophisticated insurance and risk management services but not a full time Risk Management Department. We analyze risks, evaluate exposures, make recommendations and see that the insurance representatives and client’s staff implement them correctly and cost effectively.
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We are a cost effective addition to staff: we are paid only for time spent and incur no employee benefit costs.
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The introduction of a Risk Management approach to interface with management, staff and insurance representative will result in:
· A more comprehensive insurance program
· Lower costs
· Better service from your insurance representatives, no matter how satisfactory the service is now
· More effective loss control and claims management
· More creative financial management of your risks
Our objective is to eliminate, mitigate or transfer, to the extent possible, the risks and hazards to which our clients
are exposed. We employ Risk Management techniques combined with the design and implementation of a broad, cost effective insurance program for exposures that can not be eliminated through Risk Management methods.
The steps to accomplish this are:
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Conduct a detailed Risk Survey of exposures with management, financial and operations personnel.
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Analyze insurance and risk management aspects of the Survey information to evaluate where risks can
be eliminated, mitigated or transferred to others, and report whether insurance policies adequately cover
risks that can not be eliminated.
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Present recommendations to insurance representatives and negotiate policy amendments.
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Market the insurance program with current insurance representative(s) or implement competitive bidding using a structured procedure and tailored insurance specifications
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Act as outside Risk Manager implementing risk management techniques, coordinating the ongoing insurance process and working with our clients to improve the balance sheet and protection of assets.
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