FHS Risk Management: Strategic Risk Solutions for NYC Real Estate & Construction

Navigating insurance in New York City’s fast-paced real estate market can be complex. At FHS, we’re here to simplify it. With decades of experience in commercial real estate and construction risk management, we partner with business owners, investors, developers, and property managers to protect their assets and streamline their coverage strategies.

Our approach is hands-on and proactive. We don’t just review insurance policies, we help put out fires, identify hidden risk exposures, and ensure your insurance coverage aligns with your broader business goals. We then deliver a client-exclusive report with clear, actionable recommendations to modernize insurance and indemnity language, close insurance coverage gaps, and enhance your protection.

Whether you’re managing properties across New Jersey, Connecticut, the boroughs of New York or beyond, FHS Risk is equipped to support your needs with tailored solutions and insights. We serve as an extension of your team, bridging the gap between complex policy language and real-world application, ensuring your coverage is not just understood, but optimized.

From high-rise developments to commercial real estate portfolios and mixed-use properties, we align your insurance strategy with the true scope of your risk. Our end-to-end solutions span pre-construction through project completion, delivering cost-effective protection that evolves with your projects.

FHS Risk Management Services NYC Office

Insurance Program Management

We create and implement a master portfolio from the ground up or manage your current portfolio program though the marketing renewal process.

Claims & Loss Control

We monitor and engage all claims activity and loss control to drive the best outcome for you.

Request for Proposal (RFP)

We evaluate options and help you choose which broker and carriers best meet your needs through development and execution of an RFP.

Construction Insurance

From pre-construction through completion, we coordinate and review all insurance placements, project-related contracts, and professional agreements.

Lender Consulting

We specialize in providing expert guidance to finance transaction participants, drawing from our extensive experience from both the Lender and Borrower sides. Our meticulously crafted services are tailored to deliver comprehensive risk management, ensuring the protection of your financial interests at every stage.